Deposit account

Rates to 3,60% on your fixed-term deposits of 12 months.

The fixed-term deposit account by Banca CF+ is a simple, clear, and straightforward investment. The account is opened and managed entirely online, does not require you to open a current account, and is completely secure because Banca CF+ is part of the Interbank Deposit Protection Fund.

You can lock in your savings for 12 to 60 months and choose between an easy-access or fixed-term range. Thanks to our product configurer, you can simulate the final return and easily identify the best solution for your needs.

With the Banca CF+ deposit account, funds that are not invested also earn interest, but by choosing to activate a fixed term, you will enjoy higher returns.

Calculate your return

Use the simulator to calculate the actual return on your investments. It’s easy! Simply enter the amount and choose your term.

Remember that the minimum deposit is €10,000, with €1,000 increments.

Fixed-terms fundsEasy-access funds

Terms (in months)

Gross interest rate

Total net interest

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Fixed-term funds

Minimum fixed deposit

10.000 euro

Interest payment

Interest is credited quarterly or annually, depending on the type of coupon you choose, without needing to wait for the maturity date

Availability of withdrawal

The fixed-term range does not allow you to withdraw funds before the maturity date

Stamp duty

0.20%/yr on the funds deposited, borne by the customer

Funds that are not invested

0.20% on deposits that are not invested

Easy-access funds

Minimum fixed deposit

10.000 euro

Interest payment

Deferred single coupon

Availability of withdrawal

The easy-access range allows you to withdraw funds early, including partially

Withdrawal conditions

Funds will be available 32 days after the request. The Bank will not pay any interest if you withdraw all of the funds. In the event of partial withdrawal, the interest will be recalculated on the funds that remain after the withdrawal

Stamp duty

0.20%/yr on the funds deposited, borne by the customer

Funds that are not invested

0.20% on deposits that are not invested

Your interests above all else

You can lock in your savings for 12 to 60 months and choose between an easy-access or fixed-term range.

Choose the fixed-term range for higher interest rates or the easy-access range to use your funds at any time.

Funds that are not invested earn interest.

The account is opened and managed entirely online, does not require you to open a current account, and costs nothing to open.

The account is secure because Banca CF+ is part of the Interbank Deposit Protection Fund, which guarantees up to €100,000 per depositor.

Need help?
We're here to assist.

One deposit. Many pluses.

The account is opened and managed entirely online. Use the mobile app to check your account and bank on the go.

The deposit account created to meet every savings requirement. Choose between the easy-access or fixed-term range.

Thanks to the Interbank Deposit Protection Fund, the account is configured like an absolutely secure savings account. In fact, each account holder is protected up to 100.000 euro.

Start to grow your savings today with the Banca CF+ deposit account

Required documents:

Make sure you have your Tax ID, two identification documents, your phone number, your email address, and the IBAN for your current account.

Fill out the form:

Enter your personal details, choose the type of signature (electronic of traditional), and upload your identity documents.

Sign the contract:

If you choose the electronic signature, a window will open containing the IBAN needed for the next step.

Make the account verification transfer:

The bank transfer must be sent from your linked current account to the IBAN for the Banca CF+ deposit account by entering your details in the recipient field. You can choose how much to transfer.

Log in to your personal area:

Log in to your personal Internet Banking area using the login details you received and choose the best fixed term for your needs.

Looking for answers?

Feel confident about your investments. Read our FAQs.