Growing your savings is easier with the Banca CF+ Deposit Account.
Digital. Easy. Secure.
Earn
2.50%*
Full or partial withdrawal.
No minimum amount.
Get
2.90%
on a 12-month therm. Ideal for a specific savings goal.
Get
2.70%
on a 12-month therm. With the freedom to access your funds.
*Promotional rate valid until 30 September 2026.
Choose the best Deposit Account for your plans if you’re aged between 18 and 35.
5,000 €
Quarterly or annual coupon.
At the maturity date.
0.20% on deposits that are not invested.
5,000 €
Deferred single coupon.
Funds available 32 days after the request. If you withdraw all the funds, the Bank will not pay any interest. If you make a partial withdrawal, the interest will be recalculated on the funds that remain after the withdrawal.
0.20% on deposits that are not invested.
N/A.
Quarterly coupon.
Funds will be available 32 days after the request. In the event of total or partial withdrawal, the Bank shall nevertheless pay any interest accumulated until the amount is actually withdrawn. If the deposit is released only partially, interest will continue to accumulate on the residual amounts.
0.20% on deposits that are not invested.
Your Tax Code, two forms of ID, and the IBAN for your current account.
Fill out the form and upload your identification documents.
Digitally sign the contracts. You will find the IBAN of your Banca CF+ Deposit Account.
To verify your identity, make a bank transfer from your linked bank account to the IBAN of your Banca CF+ Deposit Account, entering your details in the recipient field. You can choose how much to transfer.
Log in to your Personal Internet Banking Area with the login details you received and activate the best savings solution for your needs. You can choose between a Fixed-Term, a Redeemable fixed-term or Flexible Deposit Account.
A Deposit Account is a useful financial instrument for managing your savings effectively and earning a higher return than a standard current account.
This banking product is the ideal choice for anyone looking to protect their savings and earn attractive returns in a simple and secure way.
In addition to the Standard Deposit Account, Banca CF+ offers the Young Deposit Account, reserved for customers aged between 18 and 35 inclusive and featuring more favourable terms.
Once you have opened your account, you can choose from three savings options:
– Fixed-term, if you want to make the most of your savings and do not need to access them before maturity;
– Redeemable fixed-term, if you are looking for a competitive rate without giving up the option to access your funds in advance;
– Flexible, ideal if you want greater freedom, with deposits and withdrawals allowed at any time, subject to 32 days’ notice.
To open the deposit account you must have:
Tax ID or health insurance card
Two identification documents
Bank details for your linked account
Phone number
Email address
As your primary identification document, you can choose one of the following:
Italian identity card
Italian passport
Italian driver’s licence
As your secondary identification document, you can choose one of the documents listed below, which cannot be the same as the primary document:
Italian identity card
Italian passport
Italian driver’s licence
Household utility bill
Certificate of residence issued by your municipality or local government
Photo ID issued by a local government.